- Fetch agentInitialsData alongside agentSignatureData in single DB query
- Add 422 guard returning { error: 'agent-initials-missing' } when agent-initials fields present but no initials saved
- Pass agentInitialsData as 6th arg to preparePdf()
- Fetch agentInitialsData alongside agentSignatureData in single DB query
- Add 422 guard returning { error: 'agent-initials-missing' } when agent-initials fields present but no initials saved
- Pass agentInitialsData as 6th arg to preparePdf()